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WebDec 22, 2024 · The best way to get your free credit report is to. go to AnnualCreditReport.com or. call Annual Credit Report at 1-877-322-8228. Through December 2024, everyone in the U.S. can get a free credit report each week from all three nationwide credit bureaus (Equifax, Experian, and TransUnion) at … WebSep 20, 2024 · I verified this by logging on to both sites to check their status - no issues - and by talking to Synchrony via online chat; the CSR verified that there's no issue with my PayPal MC at all and suggested - I agree - that the problem is on FedEx's end. I've contacted FedEx via email twice without a response so far. WebJan 26, 2024 · A soft inquiry is a review of your credit file that may occur when a lender preapproves you for a credit card or loan, or when you request your credit reports. Soft inquiries don’t affect your credit scores. Hard inquiries, which can be viewed by potential creditors, occur when banks, other lenders, and even landlords check your credit ... sending verizon phone back